Group and Corporate medical insurance

In a competitive world where costs are key to success, employee retention plays a vital part. Long serving employees save on recruitment costs and the training of new staff. Research shows that an employee benefit package that contains Private Medical Insurance is far more attractive to new and existing employees.

General & Medical have a wide range of schemes to suit all corporate environments from schemes that cover mainly inpatient treatment to fully comprehensive cover that includes cover for routine dentistry and routine optical.

From a corporate perspective a benefit of providing medical insurance to your employees, has the potential to reduce time off work due to sickness. Loss of work time due to sickness is not only expensive (£588 per employee per year*), it also impacts on team moral and places additional work load on the remaining team members.

*Office for National statistics – Labour Market Trends April 2005

Equs Access to over 480 treatment facilities Initial Consultations and diagnostics Surgical treatment for acute conditions	Equs Plus Equs benefits plus Surgical treatments Any further Consultations Any further out-patient treatments Cardiovascular conditions	Equs Elite Equs Plus benefits plus Cancer Treatment Routine Dental Services Optical Services and eye tests Private GP Services Private Maternity Services In-patients and day-patients Psychiatry
Foundation Access to over 480 treatment facilities Initial Consultations and diagnostics Surgical treatments Any further Consultations Any further out-patient treatments Cardiovascular conditions Cancer Treatment 24 Hour GP advice line	Foundation Plus Foundation benefits plus Maternity Benefit Travel medical Cover only outside UK Life Cash benefit Personal Accident Cash benefit	Foundation Elite Foundation Plus benefits plus Temporary Disablement Cash Benefit Critical illness cash Benefit In-patients and day-patients Psychiatry Routine Consultations and Treatments Optical Services and eye tests
Centum Access to over 480 treatment facilities Initial Consultations and diagnostics Surgical treatments Any further Consultations Any further out-patient treatments Cardiovascular conditions Cancer Treatment 24 Hour GP advice line Maternity Benefit Travel medical Cover only outside UK Life Cash benefit Personal Accident Cash benefit	Centum Elite Centum benefits plus in-patient Psychiatry Routine Consultations and Treatments Optical Services and eye tests Critical illness Cash Benefits