If you experience symptoms and you think something is wrong, both Equs and Equs Plus give you some control over the situation.

Equs provides you with an essential level of cover. You’ll have fast access to an initial consultation and diagnostic tests so you can find out very quickly whether something is wrong. You’ll also be covered if you need to be admitted to a private hospital for surgery for an acute condition. This includes an essential level of cover for the treatment of cancer that increases for each of the first five years of your membership, if you don’t make a claim for cancer.

Equs Plus offers more protection. There are higher limits for outpatient benefits and more comprehensive cover for therapies and complementary medicine. Perhaps more importantly, Equs Plus provides inpatient cover for cardiovascular conditions. There is also a higher level of cover for the treatment of cancer that increases for each of the first ten years of your membership, if you don’t make a claim for cancer.

There are useful additional benefits such as cover for a private ambulance and home nursing. Cash benefits are also included for temporary disablement and critical illnesses.

In this way, the Equs range provides a level of cover to protect the vast majority of people and their loved ones.