Why choose General & Medical Healthcare?
General & Medical Healthcare is a specialist provider of Private Medical Insurance giving low cost access to high quality private healthcare. We put people first so choose General & Medical Healthcare for:
Choice of cover to suit your needs
Our wide range of policies provide choice for everyone considering private healthcare. Whether you are looking for essential cover, or comprehensive cover with full cancer benefits, you can be sure there is a policy to suit you.
During a stay at a private hospital you will typically have your own room with en-suite facilities, excellent food and unrestricted visiting hours and nursing staff with more time to dedicate to your personal care.
A first-class claims service
We pride ourselves on our great customer service and as one of our clients, you will be assigned a named Client Relations Co-ordinator who will be fully trained in medical terminology and claims handling.
Stay in control
Unlike some other insurers we do not operate a Managed Care System. We allow you and your specialist to make the decision on where you are treated and who treats you, should you need to make a health related claim.
Free Health and Wellbeing support
The health and wellbeing of you and your family is important. That's why we include free 24 hour Health and Wellbeing Support within our Private Health Insurance policies. We want to make sure you have access to support should need it.
Pre-existing conditions cover
When you apply for cover, you have the option to cover treatment relating to up to two pre-existing conditions from a list of pre-defined conditions. The cover is subject to an annual limit of £1,000 which rolls up year on year to a maximum of £10,000 after 10 years, provided cover has been continuous and there have been no claims relating to the pre-existing condition. This option has helped some people to consider private health insurance for the first time and has caused others with cover elsewhere, to think about switching to General & Medical.
All of our Healthcare policies come with a great level of standard cover, including:
✔ Accommodation, nursing care, surgeon and anaesthetist fees
✔ Diagnostics including MRI and CT scans
✔ Theatre costs, intensive care costs, drugs, dressings and consumables
✔ Oro-surgical operations and procedures
✔ Parent accompanying child during a hospital stay
✔ Initial consultation and specialist fees
✔ Initial diagnostics including MRI and CT scans
✔ Subsequent consultation and specialist fees
✔ Subsequent diagnostics including MRI and CT scans
✔ Complementary medicines
✔ NHS cash benefit
✔ Health and wellbeing services
✔ Stress counselling helpline
✔ Additional modules, options and upgrades available to personalise your quote to your needs and budget
Our policies can be adapted to suit your needs and budget. You have the option to select what hospitals you have access to, what your excess is and whether you would like to add optional travel cover. You can also decide on whether you would like to disclose your medical history and add cover for pre-existing conditions.
Lifestyle Rewards is a benefit that is exclusively available to anyone who has a policy in the Altus Range and includes over 200 unique deals and added value offers on a wide range of luxury products, services and experiences.
Individual and Family Covers
We have a range of Medical Insurance schemes to protect you and your family, and a wide choice of additional options and upgrades to personalise your cover.
Companies and Groups
Protect the future health of your business and enjoy the benefits of a happier, healthier, more loyal workforce with our range of Corporate Health Insurance schemes.
Affordable Sports Insurance
Our unique range of Sports Health, Sports Accident and Sports Liability Insurance products provides cover to protect individuals, clubs and teams, both amateur and professional.
General & Medical have an extensive list of facilities which we call our Participating Hospitals. The costs of treatment within different facilities can vary enormously so we reduce our premiums to reflect the lower costs of treatment at certain facilities.
Find the best choice for you with our interactive Hospital Finder.
General & Medical Healthcare, with their experience of over 28 years offering affordable, personal and dedicated services to its customers are the preferred provider for the Association of Surgeons of Great Britain and Ireland. We always work hard to maintain close links with the medical profession.
Join General & Medical in the knowledge that you are dealing with a UK based 5 star rated provider who is renowned for its professionalism in dealing with customers in a fair and professional way.