Introducing Generation Healthcare - giving parents peace of mind with a range of child-only health insurance plans. Learn more.
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Cost-effective private healthcare plan ideal for individuals and families, giving you a vital level of cover for consultations, tests and private hospital admittance for surgeries.
- In-patient Treatment
- MRI & CT Scans
- 24-hour GP Advice Line
Comprehensive cover providing you with all the benefits of private health insurance plus extras including more cash benefits and a greater level of cover for cancer treatment.
- Treatment for Cancer
- Cardiovascular Conditions
- In-patient Benefits
- Out-patient Cover
Advanced level of cover for any hospital admissions, extra out-patient benefits, enhanced treatment for cancer and even more benefits including a number of cash benefits.
- Private Ambulance
- Treatment for Cancer
- Range of Cash Benefits
- Treatment for Heart Conditions
Highest level of private health insurance we offer including all the benefits in our Essentials, Everyday and Lifestyle products plus dental, private maternity and optical services.
- Maternity Cover
- Non-UK Medical Cover
- Pets Boarding
Why choose General & Medical Healthcare?
We truly care about you and that’s why we’ve been established for 35 years. We don’t just provide high quality private healthcare policies at a low cost, we give you so much more!
What Our Private Healthcare Plans Cover
All of our health insurance policies come with a great level of standard cover, including:
- Accommodation, nursing care, surgeon and anaesthetist fees
- Theatre costs, intensive care costs, drugs, dressings and consumables
- Diagnostics including MRI and CT scans
- Oro-surgical operations and procedures
- Initial consultation and specialist fees
- Initial diagnostics including MRI and CT scans
- Subsequent consultation and specialist fees
- Subsequent diagnostics including MRI and CT scans
- Physiotherapy and complementary medicine
- NHS cash benefit
- Life cash benefit
- Health and wellbeing services
- Stress counselling helpline
- 24 hr GP advice line
- Lifestyle rewards
- Additional modules, options and upgrades available to personalise your quote to your needs and budget
Choice of Cover Modules, Options and Upgrades
Our policies can be adapted to suit your needs and budget. You have the option to select what hospitals you have access to or what your excess is. You can also decide on whether you would like to disclose your medical history and add cover for pre-existing conditions.
Over 1,000 UK Hospitals and Medical Facilities
General & Medical Healthcare have an extensive list of private hospitals and medical facilities, which we call our Participating Hospitals. The costs of treatment within different facilities can vary enormously, so we reduce our insurance premium to reflect the lower costs of medical treatment at certain facilities.
Find the best choice for you with our interactive Hospital Finder.
Health Insurance with Pre-existing Conditions
Finding Private Medical Insurance which covers pre-existing medical conditions can be tricky, which is why we offer our pre-existing conditions upgrade! When you apply for Health Insurance with us, you’ll have the option to upgrade your cover to include up to two pre-existing conditions from our list of pre-defined conditions.
This option has helped some people to consider Medical Insurance for the first time and has caused others with cover elsewhere, to think about switching to General & Medical.