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Cost-effective private healthcare plan ideal for individuals and families, giving you a vital level of cover for consultations, tests and private hospital admittance for surgeries.

  • In-patient Treatment
  • MRI, CT & PET Scans
  • Physiotherapy
  • 24-hour GP Advice Line

Comprehensive cover providing you with all the benefits of private health insurance plus extras including more cash benefits and a greater level of cover for cancer treatment.

  • Treatment for Cancer
  • Cardiovascular Conditions
  • In-patient Benefits
  • Out-patient Cover

Advanced level of cover for any hospital admissions, extra out-patient benefits, enhanced treatment for cancer and even more benefits including a number of cash benefits.

  • Private Ambulance
  • Treatment for Cancer
  • Range of Cash Benefits
  • Treatment for Heart Conditions

Highest level of private health insurance we offer including all the benefits in our Essentials, Everyday and Lifestyle products plus maternity, dental, optical and audiology services.

  • Private Maternity Cover
  • Non-UK Medical Cover
  • Dental/Optical/Audiology
  • Pets Boarding

Why choose General & Medical Healthcare?

We truly care about you and that’s why we’ve been established for over 35 years. We don’t just provide high quality private healthcare policies at a low cost, we give you so much more!

A wide range of cover

Quality care

A dedicated first-class claims service

Flexibility with your premium

Choice and convenience

Health and wellbeing support

Stay in control

Exclusive lifestyle rewards

What Our Private Healthcare Plans Cover

All of our health insurance policies come with a great level of standard cover, including:

In-patient Health Benefits
  • Accommodation, nursing care, surgeon and anaesthetist fees
  • Theatre costs, intensive care costs, drugs, dressings and consumables
  • Diagnostics including MRI, CT and PET scans
  • Physiotherapy
  • Oro-surgical operations and procedures
Out-patient Health Benefits
  • Initial MRI, CT, PET scans
  • Subsequent MRI, CT, PET scans
  • Consultation and specialist fees, including associated diagnostics and out-patient surgical procedures
  • Physiotherapy
  • Complementary therapies
  • Mental health counselling/therapy
Other Health Benefits
  • NHS cash benefit and Life cash benefit
  • Health and wellbeing services
  • 24 hr GP advice line/GP video consultation appointments
  • Lifestyle rewards
  • Additional modules, options and upgrades to personalise your cover

Choice of Cover Modules, Options and Upgrades

Our policies can be adapted to suit your needs and budget. You have the option to select what hospitals you have access to or what your excess is. You can also decide on whether you would like to disclose your medical history and add cover for pre-existing conditions.

Private Hospital Finder

Over 1,000 UK Hospitals and Medical Facilities

General & Medical Healthcare have an extensive list of private hospitals and medical facilities, which we call our Participating Hospitals. The costs of treatment within different facilities can vary enormously, so we reduce our insurance premium to reflect the lower costs of medical treatment at certain facilities.

Find the best choice for you with our interactive Hospital Finder.

Health Insurance with Pre-existing Medical Conditions

Health Insurance with Pre-existing Conditions

Finding Private Medical Insurance which covers pre-existing medical conditions can be tricky, which is why we offer our pre-existing conditions upgrade! When you apply for Health Insurance with us, you’ll have the option to upgrade your cover to include up to two pre-existing conditions from our list of pre-defined conditions.

This option has helped some people to consider Medical Insurance for the first time and has caused others with cover elsewhere, to think about switching to General & Medical.

Put your trust in us

General & Medical Healthcare, with our experience of over 35 years offering affordable, personal and dedicated services to our customers, are the preferred provider for the Association of Surgeons of Great Britain and Ireland. We always work hard to maintain close links with the medical profession.

Join General & Medical in the knowledge that you are dealing with a UK based 5 star rated provider who is renowned for its professionalism in dealing with customers in a fair and professional way.

Read Reviews ★★★★★

What's next?

Our Private Health Insurance has been designed to suit all needs and budgets, take a look to see what covers we have available. You can also enhance your private healthcare cover to include certain pre-existing conditions, include enhanced mental health treatment and more.

Get a quote Find out more

Contact us

To find out more about how we can help you then give us a call and a member of our friendly team will be on hand to help out.

Request a callback