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Always putting you first
Private Health Insurance ultimately gives you peace of mind. It’s designed to meet the costs of the private medical treatment that you undergo. When it comes to your health, you don’t want to take a backseat, which is why General & Medical put you first and have a wide range of Private Health Insurance policies to suit all needs and budgets.
We’re proud to be a five star rated health insurance provider renowned for our professionalism, read what our customers have to say. ★★★★★
Why choose General & Medical Healthcare?
We truly care about you and that’s why we’ve been established for over 30 years. We don’t just provide high quality healthcare policies at a low cost, we give you so much more!
Pre-existing Conditions Cover
Our pre-existing conditions cover can be added to your policy for an additional premium and you can choose up to two pre-defined conditions.
What we cover
All of our Private Healthcare policies come with a great level of standard cover, including:
- Accommodation, nursing care, surgeon and anaesthetist fees
- Diagnostics including MRI and CT scans
- Theatre costs, intensive care costs, drugs, dressings and consumables
- Oro-surgical operations and procedures
- Initial consultation and specialist fees
- Initial diagnostics including MRI and CT scans
- Subsequent consultation and specialist fees
- Subsequent diagnostics including MRI and CT scans
- Complementary medicines
- NHS cash benefit
- Health and wellbeing services
- Stress counselling helpline
- Additional modules, options and upgrades available to personalise your quote to your needs and budget
Choice of Cover Modules, Options and Upgrades
Our policies can be adapted to suit your needs and budget. You have the option to select what hospitals you have access to, what your excess is and whether you would like to add optional travel insurance. You can also decide on whether you would like to disclose your medical history and add cover for pre-existing conditions.
Over 750 UK Hospitals
General & Medical Healthcare have an extensive list of private hospitals and medical facilities which we call our Participating Hospitals. The costs of treatment within different facilities can vary enormously so we reduce our premiums to reflect the lower costs of medical treatment at certain facilities.
Find the best choice for you with our interactive Hospital Finder.
Health Insurance with Pre-existing Conditions
Finding Private Health Insurance which covers pre-existing medical conditions can be tricky, which is why we offer our pre-existing conditions upgrade! When you apply for Health Insurance with us, you’ll have the option to upgrade your cover to include up to two pre-existing conditions from our list of pre-defined conditions.
This option has helped some people to consider Medical Insurance for the first time and has caused others with cover elsewhere, to think about switching to General & Medical.
British Insurance Brokers' Association
We are proud to be a member of BIBA (British Insurance Brokers’ Association), the UK’s leading insurance intermediary organisation, representing the best interests of insurance brokers and their clients.