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Essentials Cover


A vital level of cover ideal for those who want access to the benefits of private healthcare at a low cost.

Everyday Cover


Providing you with a more comprehensive level of cover, giving you that extra bit of care at an affordable price.

Lifestyle Cover


We’ll be there in your time of need with our wide range of benefits.

Elite Cover


Elite features all those important extras including dentistry, optical services and cover for boarding your beloved pets.

Always putting you first

Private Health Insurance ultimately gives you peace of mind. It’s designed to meet the costs of private medical treatment that you undergo. When it comes to your health, you don’t want to take a backseat, which is why General & Medical put you first and have a wide range of Private Health Insurance policies to suit all needs and budgets.

We’re proud to be a five star rated health insurance provider renowned for our professionalism, read what our customers have to say. ★★★★★

Call us today on 0800 980 4601

Why choose General & Medical Healthcare?

We truly care about you and that’s why we’ve been established for over 30 years. We don’t just provide high quality healthcare policies at a low cost, we give you so much more!

A wide range of cover

Quality care

A dedicated first-class claims service

Flexibility with your premium

Choice and convenience

Health and wellbeing support

Stay in control

Exclusive lifestyle rewards

What we cover

All of our Private Healthcare policies come with a great level of standard cover, including:

In-patient Health Benefits
  • Accommodation, nursing care, surgeon and anaesthetist fees
  • Diagnostics including MRI and CT scans
  • Theatre costs, intensive care costs, drugs, dressings and consumables
  • Physiotherapy
  • Oro-surgical operations and procedures
Out-patient Health Benefits
  • Initial consultation and specialist fees
  • Initial diagnostics including MRI and CT scans
  • Subsequent consultation and specialist fees
  • Subsequent diagnostics including MRI and CT scans
  • Physiotherapy
  • Complementary medicines
Other Health Benefits
  • NHS cash benefit
  • Health and wellbeing services
  • Stress counselling helpline
  • Additional modules, options and upgrades available to personalise your quote to your needs and budget

Choice of Cover Modules, Options and Upgrades

Our policies can be adapted to suit your needs and budget. You have the option to select what hospitals you have access to, what your excess is and whether you would like to add optional travel insurance. You can also decide on whether you would like to disclose your medical history and add cover for pre-existing conditions.

Private Hospital Finder

Over 1,000 UK Hospitals and Medical Facilities

General & Medical Healthcare have an extensive list of private hospitals and medical facilities, which we call our Participating Hospitals. The costs of treatment within different facilities can vary enormously, so we reduce our insurance premium to reflect the lower costs of medical treatment at certain facilities.

Find the best choice for you with our interactive Hospital Finder.

Health Insurance with Pre-existing Medical Conditions

Health Insurance with Pre-existing Conditions

Finding Private Medical Insurance which covers pre-existing medical conditions can be tricky, which is why we offer our pre-existing conditions upgrade! When you apply for Health Insurance with us, you’ll have the option to upgrade your cover to include up to two pre-existing conditions from our list of pre-defined conditions.

This option has helped some people to consider Medical Insurance for the first time and has caused others with cover elsewhere, to think about switching to General & Medical.

Put your trust in us

General & Medical Healthcare, with our experience of over 30 years offering affordable, personal and dedicated services to our customers, are the preferred provider for the Association of Surgeons of Great Britain and Ireland. We always work hard to maintain close links with the medical profession.

Join General & Medical in the knowledge that you are dealing with a UK based 5 star rated provider who is renowned for its professionalism in dealing with customers in a fair and professional way.

Read Customer Reviews ★★★★★

What's next?

Our Private Health Insurance has been designed to suit all needs and budgets, take a look to see what covers we have available. You can also enhance your cover to include pre-existing conditions, add Multi-Trip Travel Insurance or include in-patient mental health treatment.

Get a quote Find out more

Contact us

To find out more about how we can help you then give us a call and a member of our friendly team will be on hand to help out.

Request a callback