Free Child Cover
only pay for the first child on any policy, all others go free! Terms and conditions apply.
20% off a Gym Membership
We've teamed up with Nuffield Health to give you 20% discount off a Gym Membership.
Sports Insurance
Whether you play it, teach it or organise it, we have the right Sports Insurance 4 U
Why choose General & Medical Healthcare?
General & Medical Healthcare is a specialist provider of Private Medical Insurance giving low cost access to high quality private healthcare. We put people first so choose General & Medical Healthcare for:
Choice of cover to suit your needs
Our wide range of policies provide choice for everyone considering private healthcare. Whether you are looking for essential cover, or comprehensive cover with full cancer benefits, you can be sure there is a policy to suit you.
Quality Care
During a stay at a private hospital you will typically have your own room with en-suite facilities, excellent food and unrestricted visiting hours and nursing staff with more time to dedicate to your personal care.
A first-class claims service
We pride ourselves on our great customer service and as one of our clients, you will be assigned a named Client Relations Co-ordinator who will be fully trained in medical terminology and claims handling.
Stay in control
Unlike some other insurers we do not operate a Managed Care System. We allow you and your specialist to make the decision on where you are treated and who treats you, should you need to make a health related claim.
Free Health and Wellbeing support
The health and wellbeing of you and your family is important. That's why we include free 24 hour Health and Wellbeing Support within our Private Health Insurance policies. We want to make sure you have access to support should need it.
Get a quote today
You can get a quick, no obligation quote. All we need from you is a few details about yourself and any family members you want covered. Don`t have time to fill out the short form? Call us on 0800 980 4601
Pre-existing conditions cover
When you apply for cover, you have the option to cover treatment relating to up to two pre-existing conditions from a list of pre-defined conditions. The cover is subject to an annual limit of £1,000 which rolls up year on year to a maximum of £10,000 after 10 years, provided cover has been continuous and there have been no claims relating to the pre-existing condition. This option has helped some people to consider private health insurance for the first time and has caused others with cover elsewhere, to think about switching to General & Medical.
What we cover
All of our Healthcare policies come with a great level of standard cover, including:
In-patient Benefits
✔ Accommodation, nursing care, surgeon and anaesthetist fees
✔ Diagnostics including MRI and CT scans
✔ Theatre costs, intensive care costs, drugs, dressings and consumables
✔ Physiotherapy
✔ Oro-surgical operations and procedures
✔ Parent accompanying child during a hospital stay
Out-patient Benefits
✔ Initial consultation and specialist fees
✔ Initial diagnostics including MRI and CT scans
✔ Subsequent consultation and specialist fees
✔ Subsequent diagnostics including MRI and CT scans
✔ Physiotherapy
✔ Complementary medicines
Other Benefits
✔ NHS cash benefit
✔ Health and wellbeing services
✔ Stress counselling helpline
✔ Additional modules, options and upgrades available to personalise your quote to your needs and budget
Choice of Modules, Options and Upgrades
Our policies can be adapted to suit your needs and budget. You have the option to select what hospitals you have access to, what your excess is and whether you would like to add optional travel cover. You can also decide on whether you would like to disclose your medical history and add cover for pre-existing conditions.
Lifestyle Rewards
Lifestyle Rewards is a benefit that is exclusively available to anyone who has a policy in the Altus Range and includes over 200 unique deals and added value offers on a wide range of luxury products, services and experiences.
What type of Medical Insurance are you looking for?
We offer a wide range of policies to suit your needs and budget and are proud of our 5 star service. ★★★★★
Individual and Family Covers
We have a range of Medical Insurance schemes to protect you and your family, and a wide choice of additional options and upgrades to personalise your cover.
Companies and Groups
Protect the future health of your business and enjoy the benefits of a happier, healthier, more loyal workforce with our range of Corporate Health Insurance schemes.
Affordable Sports Insurance
Our unique range of Sports Health, Sports Accident and Sports Liability Insurance products provides cover to protect individuals, clubs and teams, both amateur and professional.
Over 750 UK Hospitals
General & Medical have an extensive list of facilities which we call our Participating Hospitals. The costs of treatment within different facilities can vary enormously so we reduce our premiums to reflect the lower costs of treatment at certain facilities.
Find the best choice for you with our interactive Hospital Finder.
Put your trust in us
General & Medical Healthcare, with their experience of over 28 years offering affordable, personal and dedicated services to its customers are the preferred provider for the Association of Surgeons of Great Britain and Ireland. We always work hard to maintain close links with the medical profession.
Join General & Medical in the knowledge that you are dealing with a UK based 5 star rated provider who is renowned for its professionalism in dealing with customers in a fair and professional way.
Contact us today
If you would like to chat through your requirements, call or email our professional and friendly Sales Team, we're here to help.
The General & Medical Group ★★★★★
Group companies include:
- ProAmica Limited - specialist healthcare trust, administration and medical cost containment company.
- General & Medical Insurance Limited - Health and Accident Insurance Underwriting specialist authorised by the Guernsey Financial Services Commission.
- Sports Insurance 4 U - specialist sports brand of General & Medical Healthcare.
- General & Medical International Limited - global insurance and reinsurance specialists.
Choose General & Medical for
- 5 star rated provider ★★★★★
- Personal dedicated Health and Care Support Specialist
- No call centre queuing experience
- Multiple cover options so you can choose a policy that suits you
- Free Health and Wellbeing services and resources
- 28+ years of medical insurance experience