Financial Stability and Security

The first decade of the new millennium has left its mark on the insurance industry and financial services as a whole. Historically low interest rates and unprecedented volatility on the capital markets became the norm. But the near collapse of the banking sector in 2008 badly hit insurance companies and investors alike.

Against this backdrop and in contrast to many other insurance and financial services companies, General and Medical have continued to grow, year after year. The General and Medical Group of companies does not invest in equities, and has no exposure to any sub-prime or similar investments and so its capital and reserves have been unaffected by the turmoil in the financial markets.

Supported by our expertise and financial strength, General and Medical put long-term stability before short-term growth. General and Medical Insurance Ltd is a fully capitalised insurance company regulated in Guernsey by the Guernsey Financial Services Commission.

General and Medical Finance Ltd is regulated by the Financial Conduct Authority in the UK and its services are covered by the Financial Ombudsman Service and the Financial Services Compensation Scheme.

We are here for the long term, looking after the medical insurance needs of our clients now an in the future.