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We give you the option to add Multi-Trip Travel Insurance to your Business Healthcare cover, ensuring that your employees or members have peace of mind when it comes to travelling abroad, for an additional fee per member.

Our exclusive Multi-Trip Travel Insurance can only be brought in conjunction with our Business Health Insurance.

Key Benefits of our Multi-Trip Travel Insurance:

  • 3 levels of cover to choose from: Europe, Worldwide (excluding USA and Canada) or Worldwide (including USA and Canada)
  • Covers an unlimited amount of trips within the 12 month period
  • Provides cover for cancellation or curtailment of trips
  • Personal accident, legal advice and expenses, medical benefits and repatriation, and more
  • Optional upgrades available to tailor your cover to suit the needs of your business

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Multi-Trip Travel Policy Summary:

BenefitCover for up to
1Cancellation & Disruption£6,500
Missed Departure£1,500
Travel Delay (£100 for the first 12 hours)£250
Alteration of Itinerary£1,500
2Emergency Medical, Repatriation and other associated Expenses£10,000,000
Hospital Inconvenience (£25 per day)£1,500
Funeral Expenses£5,000
3Personal Accident
a. Accidental Death£25,000
b. Loss of one limb or one eye£15,000
c. Loss of two limbs or both eyes or one limb and one eye£15,000
d. Permanent Total Disablement£15,000
4Baggage and Personal Effects£2,500
Any one item£350
Valuables Delayed£350
Baggage Delay£150
Loss of Passport£350
5Money Travel Documents and Credit Cards£1,000
6Legal Expenses£15,000
Personal Liability£2,500,000
7Hi-jack and Kidnap (£65 per day)£1,000
8WINTER SPORTS
Winter Sports Equipment£3,000
Equipment Hire (£25 per day)£300
Lift Pass£200
Piste Closure (£25 per day)£250
Avalanche Cover (£30 per day)£250
Optional Upgrade BenefitsCover for up to
BUSINESS TRAVEL
Business Equipment£1,000
Business Documents and Records£500
Business Money£500
Replacement Staff£2,500

Multi-Trip Travel Exclusions & Limitations

  • Any person who has reached the age of 80 years at the commencement of the period of insurance.
  • The maximum duration of any trip should not exceed 90 days. Total combined trips maximum 180 days in any policy year.
  • Pre-existing medical conditions unless accepted by us in writing.
  • Policyholders who have selected a pre-existing condition are limited to a per trip maximum duration of 30 days and maximum age on day of outbound travelling is 75.
  • Travelling against medical advice.
  • Participating in professional sport.
  • Winter sports cover up to maximum 21 days within the policy year.
  • Any person travelling under the age of 18 at the commencement of the trip must be accompanied by an adult.
  • Normal pregnancy without any complications.
  • The excess amount shown on your Schedule of cover.

Take a look at our Business Healthcare brochure, for more information regarding our Multi-Trip Travel Insurance. Or you'd like to speak to us, call our friendly sales team on 0800 980 4601.

Geographical Definitions and Exclusions

Europe includes: Republic of Ireland, Canary Islands, Iceland, Madeira and countries bordering the Mediterranean.

Excluded from all covers are the following countries: Afghanistan, Algeria, Central African Republic, Chechnya, Democratic Republic of Congo, Egypt, Iran, Iraq, Israel (Gaza Strip and West Bank only), Lebanon, Libya, Nigeria, North Korea, Somalia, South Sudan, Sudan, Syria, Tunisia and Yemen.

What's next?

Business Health Insurance is a great benefit in the workplace. At General & Medical we have a wide range of options and rewards available for your business from flexibility in your premium to access to our Health and Wellbeing services.

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To find out more about how we can help you then give us a call and a member of a friendly team will be on hand to help out.

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