For this festive period, get a £100 One4All Gift Card for monthly premiums over £40! ^Terms apply. Find out more.
With Generation Healthcare, your child will have medical cover for any in-patient admissions, treatment for cancer, out-patient benefits, the flexibility of a GP Advice Line 24 hours a day, plus many other useful benefits!
Take a look at our brochure and cover options below, or get a health insurance quote for your child today.
Children's Healthcare Insurance Plans
Benefits of our Private Health Insurance for Children
There are numerous benefits of taking out health insurance for your children. At General & Medical, we’ve been providing private healthcare solutions for 35 years!
Tailored healthcare to suit you and your child
As well as providing high-quality children's medical insurance, you can also add optional extras to enhance your child's healthcare plan, or reduce the cover to suit your needs and budget.
- Pre-existing Conditions - cover up to two pre-existing conditions from our list of defined conditions for an additional premium
- Channel Island Cover - if you live in the Channel Islands you can choose to upgrade your policy, which has been designed to offer additional benefits and supplement the treatment available
- Excess Level - you can cut the cost of your premium by adding an excess to your policy. You can choose an excess of £0, £100 or £250, per year or per claim
What are the age limits for Child Health Insurance?
Our Generation Child Health Insurance cover is available to individuals from the age of 90 days, up to their 18th birthday.
We can also cover up to 6 children on one easy to manage policy.
For all Private Healthcare policies for children only, we will require a parent/guardian aged over 18 to be added on to the policy on behalf of the child as a third party administrator.
Each policy can add up to three authorised parties.
At General & Medical, we also offer a wide range of other bespoke Medical Insurance solutions.
These have been designed to meet the needs of individuals, families, professional or amateur sports players and teams, associations, affinity groups and businesses large and small, both in the UK and internationally.
24/7 GP Advice, plus Health & Wellbeing Support
No matter what age they are, when your child is poorly it can be a worrying time. Luckily, when you have a Generation Healthcare policy with General & Medical, you also have access to a GP at any time of the day or night. 24-hours a day, 7 days a week, a GP can be on hand to offer consultations, diagnosis and prescription* services. They can even just give you the peace of mind that you may need. (*Charges may apply.)
Generation Healthcare was designed with your child’s wellbeing in mind. That's why we’re also pleased to include free 24-hour Health and Wellbeing Services as part of your policy, offering additional support whenever your child may need it, at no extra cost.
The Health & Wellbeing Services are included with all of our Private Health Insurance policies, and are designed to provide advice and support for personal and professional issues on a wide range of subjects. This includes telephone counselling, online health checks, self-help, medical information, lifestyle programmes and everyday support.
We're here to help
Please read our brochure to find out more about our Child Health Insurance plans that we can offer you for your children, or call us on 0800 980 4601.