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Which pre-existing children's medical conditions can be covered with Generation Healthcare?

Our pre-existing conditions cover for children can be added to your policy for an additional premium. You can choose from the outset up to two of the pre-defined conditions listed below.

  • Acne
  • Asthma
  • Eczema

Cover is subject to an annual limit of £1,000 per condition, rolling up to £10,000 after 10 continuous years membership with no related claims.

What is a pre-existing condition?

A pre-existing condition is a disease, illness or injury which you have received medication, treatment or advice for; or that you have experienced symptoms before the start of your cover, whether or not you have sought advice from a medical professional.

Private Health Insurance is designed to give you peace of mind when it comes to your child developing a new arising medical condition. It’s often seen that pre-existing conditions are not usually covered by health insurers across the UK, but we understand the need for flexibility. That’s why our Generation Healthcare policies can offer cover for certain pre-existing conditions.

Our pre-existing conditions cover can provide you with the reassurance you need, knowing that if your child has a flare-up of one of their conditions covered, then they’ll be able to undergo the treatment needed and focus on their health returning to normal.

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