Geographical Zones

City Landscape

The following Zones of cover are available within our range of International Health Insurance schemes.

Zone 1 - Europe includes the following countries

  • Albania
  • Andorra
  • Armenia
  • Austria
  • Azerbaijan
  • Belarus
  • Belgium
  • Bosnia & Herzegovina Bulgaria
  • Croatia
  • Cyprus
  • Czech Republic
  • Denmark
  • Estonia
  • Faroe Islands
  • Finland
  • France
  • Georgia
  • Germany
  • Gibraltar
  • Greece
  • Hungary
  • Iceland
  • Ireland
  • Italy
  • Latvia
  • Liechtenstein
  • Lithuania
  • Luxembourg
  • Macedonia
  • Malta
  • Moldova
  • Monaco
  • Montenegro
  • Netherlands
  • Norway
  • Poland
  • Portugal
  • Romania
  • San Marino
  • Serbia
  • Slovakia
  • Slovenia
  • Spain
  • Sweden
  • Switzerland
  • Turkey
  • Ukraine
  • Vatican City

Zone 2 - Worldwide includes the following countries and those listed in Zone 1

  • Algeria
  • Angola
  • Argentina
  • Australia
  • Bahrain
  • Belize
  • Benin
  • Bhutan
  • Bolivia
  • Botswana
  • Brazil
  • Burkina Faso
  • Burundi
  • Cameroon
  • Cape Verde
  • Chad
  • Chile
  • Cocos
  • Colombia
  • Comoros
  • Congo
  • Costa Rica
  • Côte d’Ivoire
  • Djibouti
  • Ecuador
  • Egypt
  • El Salvador
  • Equatorial Guinea
  • Eritrea
  • Ethiopia
  • Fiji
  • Gabon
  • Gambia, The
  • Ghana
  • Guatemala
  • Guinea
  • Guyana
  • Honduras
  • India
  • Iran
  • Iraq
  • Israel
  • Jordan
  • Kazakhstan
  • Kenya
  • Kuwait
  • Lebanon
  • Lesotho
  • Libya
  • Madagascar
  • Malawi
  • Maldives
  • Mali
  • Mauritius
  • Mexico
  • Mongolia
  • Morocco
  • Mozambique
  • Myanmar
  • Namibia
  • Nepal
  • New Zealand
  • Nicaragua
  • Niger
  • Nigeria
  • Oman
  • Pakistan
  • Palestine
  • Panama
  • Paraguay
  • Peru
  • Qatar
  • Russia
  • Rwanda
  • Samoa
  • São Tomé and Príncipe
  • Saudi Arabia
  • Senegal
  • Sierra Leone
  • Somalia
  • South Africa
  • Sri Lanka
  • Sudan
  • Suriname
  • Swaziland
  • Syria
  • Tajikistan
  • Tanzania
  • Tunisia
  • Turkmenistan
  • Tuvalu
  • Uganda
  • UAE
  • Uruguay
  • Uzbekistan
  • Vanuatu
  • Venezuela
  • Yemen
  • Zambia
  • Zimbabwe

Zone 3 - South East Asia, Indonesia and the Caribbean includes the following countries and those listed in Zone 1 and 2

  • Antigua and Barbuda
  • Aruba
  • The Bahamas
  • Bangladesh
  • Barbados
  • Bermuda
  • Brunei
  • Burma
  • Cambodia
  • Cayman Islands
  • China
  • Cuba
  • Dominican Republic
  • East Timor
  • Haiti
  • Hong Kong
  • Indonesia
  • Jamaica
  • Japan
  • Korea, North
  • Korea, South
  • Macao
  • Malaysia
  • Mexico
  • Montserrat
  • Netherlands Antilles
  • Palau
  • Papua
  • Philippines
  • Puerto Rico
  • Saint Kitts and Nevis
  • Saint Lucia
  • Saint Vincent and the Grenadines
  • Singapore
  • Taiwan
  • Thailand
  • Trinidad and Tobago
  • Turks and Caicos Islands
  • Vietnam