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Private Health Insurance for Bones and Joints Cover

Musculoskeletal conditions can be debilitating, affecting your quality of life dramatically. From carpal tunnel syndrome and sciatica to arthritis and broken bones, such conditions can prevent you from doing the things you enjoy. Even simple sleeping is often frustratingly painful.

Diagnoses and assessments can be drawn-out and time-consuming, potentially exacerbating the complaint. Being passed from pillar to post before any treatment isn’t an ideal situation for anyone living with constant discomfort.

Fast access to bone and joints treatment

A clear advantage of General & Medical's Private Health Insurance is that you won’t have those lengthy delays before any treatment can begin. Following a referral from your GP and discussions with our support specialists, the process can commence and you could be back on your feet in no time.

Our comprehensive medical insurance products offer fast access to initial consultation and diagnostic tests. Depending on the cover you choose, you may also be insured against subsequent treatment, including MRI and CT scans, for a range of in-patient benefits (including accommodation in a private, en-suite room) and for physiotherapy. Simply browse the Essentials, Everyday, Lifestyle and Elite covers to determine which might best suit your requirements.

Making a private medical claim

With General and Medical, you will receive a personal service, dealing with a dedicated Health and Care Support Specialist who will guide you through the entire process – meaning there’s one less weight on your mind.

Rather than operating a restrictive managed care system, we offer freedom of choice; upon referral by your GP, you and your consultant can select the hospital and treatment which you feel is right. That way, you’ll have the widest possible range of options to choose from.

Your Support Specialist will deal with the payment side, while also providing any additional support that you might need.

If you’d like to find out more or get a quick, no-obligation quote, please get in touch.


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We want to suit your needs and budget, take a look to see what cover options we have available for you. We can adjust your premiums with different excess levels, a lower level of cover and different hospital choices.

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