Essentials range – affordable health insurance for you
With our Essentials range of private health cover, you will be entitled to a whole host of benefits including our 24/7 Health & Wellbeing services. If your biggest health concern is a history of cancer in your family, Essentials Plus includes access to cancer treatments and palliative caregiving you the peace of mind that if you receive the worst news, you’re going to get the best care.
Remember, faster consultations means faster treatment which will enable you to hold onto your health and wellbeing in the long run.
Essentials
The Essentials Range is designed to give you the benefits of private healthcare, at the lowest cost. Because of this, the Essentials Range has proved very popular with individuals and families, who may not have considered Private Health Insurance before.
Our Essentials product provides you with a vital level of cover. You'll have fast access to an initial consultation and diagnostic tests so you can find out very quickly whether something is wrong*. You'll also be covered if you need to be admitted to a private hospital for surgery for an acute condition.
Essentials may suit you if you are looking for an essential level of cover for in-patient surgery. Essentials has an annual overall maximum benefit limit of £50,000 per person.
Essentials Plus
Upgrade to Essentials Plus and you’ll get access to cancer treatments, palliative treatment and hospice care. Comprehensive cover is also given for admission to a private hospital for surgery of acute condition. Essential Plus may suit you if you are looking for a comprehensive level of in-patient cover.
| Benefit | Essentials | Essentials Plus |
| In-Patient benefits | ✔ | ✔ |
| 24/7 Health and Wellbeing Services | ✔ | ✔ |
| Lifestyle Rewards | ✔ | ✔ |
| NHS Cash Benefit | ✔ | ✔ |
| Treatment for Cancer | ✗ | ✔ |
| Home Nursing | ✗ | ✔ |
| Extended Treatment for Cancer | ✗ | ✔ |
| Treatment for Heart Conditions | ✗ | ✗ |
| Out-Patient Psychiatry | ✗ | ✗ |
| Private Ambulance | ✗ | ✗ |
| GP Advice Line 24 hours a day | ✗ | ✗ |
| Dental and Optical Benefits | ✗ | ✗ |
| Private GP Services and GP Minor Surgery | ✗ | ✗ |
| Medical Cover Outside the UK | ✗ | ✗ |
| Monitoring of a Pre-Cured Eligible Condition | ✗ | ✗ |
*Cover is only available where the initial consultation and diagnostics relate to an in-patient admission.
To view all the benefits that are covered, please view our Private Health Insurance Brochure
20% Off a Health Gym Membership
We've teamed up with Nuffield Health to offer you 20% off a Health Gym Membership when you take out Private Health Insurance with us. To benefit from this great offer, simply get a quote and enter in the promo-code GYM01
Kids Go Free
We want to look after you and your family which is why when you take out health insurance with us, you only pay for your first child and all others are FREE. Terms apply. Get a Private Health Insurance quote.
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If you're wondering how you are going to provide a healthy lunch every day for your child, then our six tips for successful packed lunches might help!