Compare Private Health Insurance Covers

Man and Child

Equs Range – essential, affordable health insurance cover

The Equs Range is designed to give you the benefits of private healthcare, at the lowest cost. Because of this, the Equs Range has proved very popular with individuals and families, who may not have considered Private Health Insurance before.

Equs Key

Equs Key provides you with an essential level of cover. You'll have fast access to an initial consultation and diagnostic tests so you can find out very quickly whether something is wrong*. You'll also be covered if you need to be admitted to a private hospital for surgery for an acute condition.

Equs Key may suit you if you are looking for an essential level of cover for in-patient surgery. Equs Key has an annual overall maximum benefit limit of £50,000 per person.

* Cover is only available where the initial consultation and diagnostics relate to an in-patient admission.

Equs

Equs has all the benefits of Equs Key but it includes an essential level of cover for the treatment of cancer that increases for each of the first five years of your membership, if you don't make a claim for cancer. In addition, within certain limits, there is out-patient cover for therapies, complementary medicine and cardiovascular conditions. Cash benefits for life and critical illness are also included. Equs really does have the potential to meet your medical needs, at a price to suit most budgets.

Equs Plus

Equs Plus provides all the benefits of Equs and more. There are higher limits for out-patient benefits and more comprehensive cover for therapies and complementary medicine. Perhaps more importantly, Equs Plus provides in-patient cover for cardiovascular conditions. There is also a higher level of cover for the treatment of cancer that increases for each of the first five years of your membership, if you don't make a claim for cancer.

There are useful additional benefits such as cover for a private ambulance and home nursing. A cash benefit is also included for temporary disablement.

Equs Elite

Equs Elite is the highest level of cover in our Equs Range. The level of cover for the treatment of cancer and the limits for out-patient benefits including therapies and complementary medicine are all a further step higher than Equs Plus. Equs Elite also provides cover for routine dental services, optical services and for private GP services.

In addition, Equs Elite includes cover for private maternity services for the delivery of a baby within a private medical facility.

Altus Range – a comprehensive choice

The Altus Range is designed to give you and your family a more comprehensive level of cover, providing you and your family with full cover for any in-patient admissions as well as enhanced cancer cover and out-patient benefits. You will also benefit from exclusive offers and discounts on luxury products, services and experiences. So if you are looking for a more extensive level of cover then you can find a policy to suit you.

Altus Key

Altus Key provides fast access to initial consultation and diagnostic tests, so you can find out very quickly whether something is wrong*. Comprehensive cover is also given for admission to a private hospital for surgery of acute conditions. This includes cover for cancer treatment including radiotherapy and chemotherapy.

Altus Key may suit you if you are looking for a comprehensive level of in-patient cover.

* Cover is only available where the initial consultation and diagnostics relate to an in-patient admission.

Altus

Altus may be the right choice for you if you need comprehensive cover for in-patient care and you are happy to accept out-patient benefits which are subject to certain limits, in return for a lower monthly premium.

Of course, cover is provided for cancer treatment including radiotherapy and chemotherapy. Cash benefits for life and critical illness are also included. In addition, with access to our GP advice line 24 hours a day, you and your family will be able to discuss any health concerns at any time, without having to trouble your own doctor.

Altus Plus

Altus Plus provides all the benefits of Altus and more. There are higher limits for out-patient benefits but there are also useful additional benefits such as cover for a private ambulance and home nursing.

There are also cash benefits included for personal accident and temporary disablement.

Importantly, Altus Plus also provides you with medical cover outside of the UK. If you or your family are taken ill or are injured overseas, Altus Plus is designed to meet the medical costs and the costs of transportation back to the UK for urgent medical attention. Cover is also provided for a doctor to accompany you, if necessary.

Altus Elite

Altus Elite is the highest level of cover in our Altus Range. In addition to all the benefits of Altus Plus, Altus Elite provides cover for routine dental services, optical services and for private GP services as well as palliative care for cancer patients. Cover is also provided for private maternity services and boarding pets.

For more details, please take a look at the Policy Summary and key facts in our Personal Healthcare Brochure. Full terms and conditions are contained in 'the Guide to your Health Scheme' which is provided when your policy is set up and is available on request.