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Coronavirus
As the impact of the Coronavirus (COVID-19) is now taking effect across the UK and in many other parts of the world, you may have queries about how it could affect your health, travel and business. For the latest updates, support and guidance visit our Coronavirus page.

What is In-patient Treatment?

In-patient treatment is a treatment that, for medical reasons, normally requires you to be admitted to a hospital and occupy a bed in the hospital during the day or to stay overnight or longer.

When you take out a policy with General & Medical we’ll cover the cost for in-patient treatment which relates to your level of cover, this can range from accommodation to physiotherapy. Take a look at our benefits table to see what you could be covered for.

EssentialsEssentials PlusEveryday
Accommodation, Nursing Care, Surgeon & Anaesthetist Fees
Personal BenefitsPersonal BenefitsPersonal Benefits
Theatre Costs, Intensive Care Costs, Drugs, Dressings & Consumables
Personal BenefitsPersonal BenefitsPersonal Benefits
Diagnostics Including MRI & CT Scans
Personal BenefitsPersonal BenefitsPersonal Benefits
Physiotherapy
Personal BenefitsPersonal BenefitsPersonal Benefits
Oro-surgical operations/procedures
Personal BenefitsPersonal BenefitsPersonal Benefits
Treatment for Cardiovascular conditions
Personal Benefits

Everyday PlusLifestyleLifestyle Plus
Accommodation, Nursing Care, Surgeon & Anaesthetist Fees
Personal BenefitsPersonal BenefitsPersonal Benefits
Theatre Costs, Intensive Care Costs, Drugs, Dressings & Consumables
Personal BenefitsPersonal BenefitsPersonal Benefits
Diagnostics Including MRI & CT Scans
Personal BenefitsPersonal BenefitsPersonal Benefits
Physiotherapy
Personal BenefitsPersonal BenefitsPersonal Benefits
Oro-surgical operations/procedures
Personal BenefitsPersonal BenefitsPersonal Benefits
Treatment for Cardiovascular conditions
Personal BenefitsPersonal BenefitsPersonal Benefits
Parent accompanying child
Personal BenefitsPersonal BenefitsPersonal Benefits

Elite
Accommodation, Nursing Care, Surgeon & Anaesthetist Fees
Personal Benefits
Theatre Costs, Intensive Care Costs, Drugs, Dressings & Consumables
Personal Benefits
Diagnostics Including MRI & CT Scans
Personal Benefits
Physiotherapy
Personal Benefits
Oro-surgical operations/procedures
Personal Benefits
Treatment for Cardiovascular conditions
Personal Benefits
Parent accompanying child
Personal Benefits

: Included, benefit limits apply. See the Cover Comparison table for details.

Pre-existing Conditions

We offer Private Health Insurance that can cover some pre-existing conditions.

View Conditions

win a picnic hamper

Although we’re still in lockdown, some rules have been relaxed and summer is around the corner, so what better time to enjoy the great outdoors with the family! We're giving you the chance to win a 4-person Picnic Hamper worth £100! Get your free quote to enter the competition. Terms apply.

Hospital Finder

Find participating hospitals near you.

Find A Hospital

Annual Health Insurance

When you pay for your health insurance policy annually, you can choose from one of three gifts; an Amazon Echo Dot, a £50 M&S voucher or a portable mobile phone charger. Terms apply.

Need Help?

Call us, we’re here to help.

Contact Us

What's next?

Our Private Health Insurance has been designed to suit all needs and budgets, take a look to see what covers we have available. You can also enhance your cover to include pre-existing conditions, add Multi-Trip Travel Insurance or include in-patient mental health treatment.

Get a quote Find out more

Contact us

To find out more about how we can help you then give us a call and a member of our friendly team will be on hand to help out.

Request a callback