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What is In-patient Treatment?
In-patient treatment is a treatment that, for medical reasons, normally requires you to be admitted to a hospital and occupy a bed in the hospital during the day or to stay overnight or longer.
When you take out a policy with General & Medical we’ll cover the cost for in-patient treatment which relates to your level of cover, this can range from accommodation to physiotherapy. Take a look at our summary below to see what you could be covered for.
| Essentials | Essentials Plus Upgrade | Everyday |
|---|---|---|
| Accommodation, Nursing Care, Surgeon & Anaesthetist Fees | ||
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| Theatre Costs, Intensive Care Costs, Drugs, Dressings & Consumables | ||
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| Diagnostics Including MRI, CT & PET Scans | ||
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| Physiotherapy | ||
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| Oro-surgical Operations/Procedures | ||
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| Treatment for Cardiovascular Conditions | ||
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| Everyday Plus Upgrade | Lifestyle | Lifestyle Plus Upgrade |
|---|---|---|
| Accommodation, Nursing Care, Surgeon & Anaesthetist Fees | ||
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| Theatre Costs, Intensive Care Costs, Drugs, Dressings & Consumables | ||
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| Diagnostics Including MRI, CT & PET Scans | ||
![]() | ![]() | ![]() |
| Physiotherapy | ||
![]() | ![]() | ![]() |
| Oro-surgical Operations/Procedures | ||
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| Treatment for Cardiovascular Conditions | ||
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| Parent Accompanying Child | ||
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| Elite |
|---|
| Accommodation, Nursing Care, Surgeon & Anaesthetist Fees |
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| Theatre Costs, Intensive Care Costs, Drugs, Dressings & Consumables |
![]() |
| Diagnostics Including MRI, CT & PET Scans |
![]() |
| Physiotherapy |
![]() |
| Oro-surgical Operations/Procedures |
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| Treatment for Cardiovascular Conditions |
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| Parent Accompanying Child |
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: Included, benefit limits apply. See the Cover Comparison table for details.

40% off RRP with YorkTest Laboratories
We're excited to be in partnership with YorkTest to offer you a 40% discount on their range of health tests, when you take out one of our health insurance policies.
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Pre-existing Conditions Cover
We can offer cover for an additional premium for some pre-existing medical conditions from our defined list.
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