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What is Private Health Insurance?

Private Health Insurance offers you reassurance when it comes to your health, knowing that if you become ill, then you will have fast access to treatment, meaning you can get better sooner.

Private Health Insurance has been designed to cover the costs of the private medical treatment that you undergo. You’ll be able to skip NHS waiting times and choose from the list of private hospitals in your cover level, as well as enjoy a private en-suite room, giving you the privacy you need so you can focus on your health. Depending on your policy level you could be covered for:

In-patient treatment
- treatment that requires you to be admitted to hospital and occupy a bed during the day or to stay overnight or longer

Out-patient treatment
- is given at a hospital, consulting room or out-patient clinic and doesn’t require you to occupy a bed as a day patient or in-patient

Cancer cover
- designed to be there in your time of need and support you by covering the costs of the cancer treatment you undergo

Further benefits
- can also include cash benefits, maternity benefits, dental and optical treatment, access to health services and rewards

Our Individual Healthcare Plans and Family Health Insurance

We are pleased to offer a wide range of products which have been designed to suit all needs and budgets from our basic levels of cover to our more comprehensive health insurance plans. Take a look at our cover levels below and get your instant health insurance quotes online today.

Private Health Insurance Benefits

There are numerous benefits of taking out Private Health Insurance for you and your family, and at General & Medical, we’ve been providing healthcare solutions for over 30 years!

Quick treatment

Skip NHS waiting lists

Private facilities

Specialist treatment

Reassurance

Control over your healthcare

A choice in hospitals

Quality care

Tailor your healthcare to suit your family and lifestyle

As well as providing you with high-quality medical insurance, you can also add optional extras to enhance your healthcare plan, or reduce your cover to suit your needs and budget.

Increase Your Cover
  • Multi-Trip Travel Cover - our cost-effective travel cover which can provide you with reassurance while travelling abroad
  • In-patient Psychiatry - upgrade your cover to include in-patient psychiatric treatment if you are diagnosed with a psychiatric condition
  • Channel Island Cover - if you live in the Channel Islands you can choose to upgrade your policy which has been designed to offer additional benefits and supplement the treatment available to you
  • Pre-existing Conditions - cover up to two pre-existing conditions from out list of defined conditions for an additional premium
Reduce Your Premium
  • Excess Level - you can reduce your premium by adding an excess to your policy. You can add an excess of £75, £100, £150, £200, £250, £500, £1000, £2000 or £3000
  • Underwriting Options - we have a choice of underwriting options available for you, whether you are transferring for a different scheme or are a new policyholder
  • Hospital Choices - we have an extensive list of participating hospitals and you can reduce your premium by choosing our First Choice hospitals
Get a personalised quote

Who can Private Health Insurance cover?

Free Child Health Insurance Cover

We offer a wide range of bespoke Medical Insurance solutions, designed to meet the needs of individuals, families, professional or amateur sports players and teams, associations, affinity groups and businesses large and small, both in the UK and Internationally.

With General & Medical, you can benefit from our Private Health Insurance cover as an individual from the age of 16 up to your 75th birthday. Once covered with us, there is no upper age limit. We can also cover your spouse, partner or children on one easy to manage policy.

If you would like to cover your children and they are under the age of 16, then they must be added to an adult Private Health Insurance policy. Children are classed as a child up to their 21st birthday, or their 26th birthday if they remain in full time education.

Did you know that we also offer a kids go free benefit? Just pay for yourself and your first child and any additional children go free!

Rewarding you and your family

We truly care about you and that’s why we’ve been established for over 30 years. We don’t just provide high quality healthcare policies at a low cost, we give you so much more! When you take out a policy with us, you'll also get all of the following extra benefits included as standard and more.

Discounted Gym Membership

Free Additional Child Cover

NHS Cashback Option

Health and Wellbeing Support

24/7 Health and Wellbeing Support and 24 Hour GP Advice

GP Health Advice

Your health and wellbeing is important to us, and we want you and your family to have on hand support whenever you need it.

That’s why we’ll provide you with access to our complimentary 24/7 Health and Wellbeing Services, designed to provide advice and support for personal and professional issues on a wide range of subjects, including telephone counselling, online health checks, self-help, medical information, lifestyle programmes and everyday life support.

Our Lifestyle and Elite policies also include a 24 Hour GP Telephone Advice Line, providing convenient and unlimited access to Private GP telephone consultations. You'll receive quick and easy access to self-help advice, differential diagnoses where possible and treatment options.

Our service also provides access to an online Virtual GP Service* providing 20 minute online consultations via video appointment, using the latest innovative technology to stream a HD quality video, with one of our doctors either via mobile or desktop. (* Charges may apply.)

You'll also receive 200+ exclusive offers with our Lifestyle Rewards!

We make it a great benefit to offer our customers access to our exclusive Lifestyle Rewards which provides unique deals, offers and discounts on a wide variety of items, from gifts and experiences to luxury furniture and food.

Love Theatre

Into The Blue

Macdonald Hotel Resorts

The Ticket Factory

T M Lewin

JoJo Maman Bebe

Nu Fit

Gastro Golf

Switching your healthcare?

If you already have Private Health Insurance in place, we can help you transfer and continue your cover with a range of underwriting options.

Health Insurance Claims

Switching Provider

We have a range of underwriting options to choose from.

Leaving a Company Scheme

Leaving a Company Scheme

It’s easy for you to continue your healthcare cover with us.

Health Insurance Quote

New To Health Insurance

Call us to discuss your requirements or get a quote online today.

We're here to help

Please read our literature to find out more about the Health Insurance plans that we can offer you and your family, or view our FAQ's and help pages.

What's next?

Our Private Health Insurance has been designed to suit all needs and budgets, take a look to see what covers we have available. You can also enhance your cover to include pre-existing conditions, add Multi-Trip Travel Insurance or include in-patient psychiatric treatment.

Get a quote Find out more

Contact us

To find out more about how we can help you then give us a call and a member of our friendly team will be on hand to help out.

Request a callback