Private Health Insurance Products

Policies to suit your medical needs and lifestyle.

Essentials Get the vital cover you need with private healthcare benefits at our most affordable price.

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Everyday Providing you with a wider level of healthcare cover, giving you that extra care at an affordable price.

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Lifestyle Live life fully with healthcare cover that can compliment your lifestyle and support your family’s needs.

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Elite Our most comprehensive healthcare cover with all the extras, giving you more reassurance and peace of mind.

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As standard, every policy comes with a wide range of benefits:

In-patient Health Benefits

Accommodation, nursing care, surgeon and anaesthetist fees
Theatre costs, intensive care costs, drugs, dressings and consumables
Diagnostics including MRI, CT and PET scans
Physiotherapy
Oro-surgical operations and procedures

Out-patient Health Benefits

Initial MRI, CT, PET scans
Subsequent MRI, CT, PET scans
Consultation and specialist fees, including associated diagnostics and out-patient surgical procedures
Physiotherapy
Complementary therapies
Mental health counselling/therapy

Other Health Benefits

NHS cash benefit and Life cash benefit
Health and wellbeing services
24 hr GP advice line/GP video consultation appointments
Lifestyle rewards
Additional modules, options and upgrades to personalise your cover

Included benefits. Limits may apply. See our Benefits At A Glance PDF for details.

“He really went above and beyond, chasing approval for surgery against a tight pre-Christmas deadline.”

“He has been patient, understanding and friendly in helping me choose the right plan. Thank you.”

“Very helpful in answering my queries and this helped me to find the appropriate policy for myself.”

“I must say, everyone who I have spoken to at General and Medical have been extremely helpful and caring.”

“Thanks for giving me a call and providing the answers to my questions and sealing the deal.”

“Exceedingly helpful, especially in pointing out the services that I usually use.”

“He was very sympathetic and provided me with all the information I needed to request permission for treatment.”

“Very easy to talk to, he also cleared a lot of confusing things that I hadn't understood before. Well done.”

“Very good. Offered assistance and explained detail in a clear manner. Didn't waffle. Knew his product.”

“Very efficient clear and helpful. provided exactly the information I needed immediately.”

“The service could not have been better so this is reflected in my rating. Many thanks.”

“Told me exactly what I wanted to know, direct clear answers. Very helpful, thank you.”

Choice of Cover Modules, Options & Upgrades

Our policies can be adapted to suit your needs and budget. You have the option to select what hospitals you have access to and what your excess is. You can also decide on whether you would like to disclose your medical history and add cover for pre-existing conditions.

Hospital Choices

Excess Options

Pre-existing Conditions

Enhanced Mental Health

Multi-Trip Travel Insurance

Underwriting