BLACK FRIDAY: Get discounted Private Health Insurance in our Black Friday sale!* Find out more >
Add our cost-effective Multi-trip Travel Insurance upgrade to your Private Health Insurance cover!
At General & Medical Healthcare, we like to cater for all your needs so we give you the option to add Multi-trip Travel Insurance to your healthcare policy, for an additional fee per member.
Upgrading your cover can give you and your family peace of mind when travelling or being on holiday abroad. You'll be covered for an unlimited amount of trips within the 12 month period and there are 3 levels of cover to choose from:
- Europe
- Worldwide (excluding USA and Canada)
- Worldwide (including USA and Canada)
Key Benefits of our Multi-trip Travel Insurance
Unlimited trips within 12 months
Medical expenses
Personal accident
Cover of cancellation
Loss of money, tickets and documents
Loss of luggage
Travel delay
Legal advice and expenses
Multi-trip Travel Policy Summary
| Benefit | Cover for up to | |
|---|---|---|
| 1 | Cancellation & Disruption | £6,500 |
| Missed Departure | £1,500 | |
| Travel Delay (£100 for the first 12 hours) | £250 | |
| Alteration of Itinerary | £1,500 | |
| 2 | Emergency Medical, Repatriation and other associated Expenses | £10,000,000 |
| Hospital Inconvenience (£25 per day) | £1,500 | |
| Funeral Expenses | £5,000 | |
| 3 | Personal Accident | |
| a. Accidental Death | £25,000 | |
| b. Loss of one limb or one eye | £15,000 | |
| c. Loss of two limbs or both eyes or one limb and one eye | £15,000 | |
| d. Permanent Total Disablement | £15,000 | |
| 4 | Baggage and Personal Effects | £2,500 |
| Any one item | £350 | |
| Valuables Delayed | £350 | |
| Baggage Delay | £150 | |
| Loss of Passport | £350 | |
| 5 | Money Travel Documents and Credit Cards | £1,000 |
| 6 | Legal Expenses | £15,000 |
| Personal Liability | £2,500,000 | |
| 7 | Hi-jack and Kidnap (£65 per day) | £1,000 |
| 8 | WINTER SPORTS | |
| Winter Sports Equipment | £3,000 | |
| Equipment Hire (£25 per day) | £300 | |
| Lift Pass | £200 | |
| Piste Closure (£25 per day) | £250 | |
| Avalanche Cover (£30 per day) | £250 | |
| Optional Upgrade Benefits | Cover for up to | |
| 9 | CRUISE COVER | |
| Missed Port Departure | £1,500 | |
| Cabin Confinement | £1,000 | |
| Itinerary Change | £500 | |
| Unused Excursions | £500 | |
| Cruise Interruption | £750 | |
| Cruise Ship Evacuation | £15,000 | |
| 10 | GOLF COVER | |
| Golf Equipment | £5,000 | |
| Golf Equipment Hire | £500 | |
| Non Refundable Golfing Fees | £1,000 | |
| 11 | BUSINESS TRAVEL | |
| Business Equipment | £1,000 | |
| Business Documents and Records | £500 | |
| Business Money | £500 | |
| Replacement Staff | £2,500 | |
| 12 | PRE-EXISTING CONDITION COVER | 1 condition per person from our pre-defined list |
Multi-trip Travel Exclusions & Limitations
- Any person who has reached the age of 80 years at the commencement of the period of insurance.
- The maximum duration of any trip should not exceed 90 days. Total combined trips maximum 180 days in any policy year.
- Pre-existing medical conditions unless accepted by us in writing.
- Policyholders who have selected a pre-existing condition are limited to a per trip maximum duration of 30 days and maximum age on day of outbound travelling is 75.
- Travelling against medical advice.
- Participating in professional sport.
- Winter sports cover up to maximum 21 days within the policy year.
- Any person travelling under the age of 18 at the commencement of the trip must be accompanied by an adult.
- Normal pregnancy without any complications.
- The excess amount shown on your Schedule of cover.
It's easy to set up for yourself and your family in conjunction with your healthcare cover, just get your free online quote today for Private Health Insurance and upgrade your cover options to include our Multi-trip Travel cover.
Or if you'd rather speak to us, then call our friendly sales team on 0800 980 4601.
Excluded Countries: the current list of excluded countries can be found in the policy documents.
Pre-existing Conditions Cover
We can offer cover for an additional premium for some pre-existing medical conditions from our defined list.
Find Out More
24/7 Health & Wellbeing Services
You can get 24/7 support and advice for your health, wellbeing, and lifestyle, including counselling, health checks, CBT modules, and additional tailored resources.
Find Out More
40% off Hussle Multi-Gym Passes
At General & Medical, we know staying fit and healthy is becoming part of our everyday lives so we are delighted to have teamed up with Hussle. Their Monthly Passes offer unlimited access to gyms, pools, and spas at thousands of UK locations.
Find Out More