Winners in the field of Sports Insurance
Through our sports division, sportsinsurance4u, we offer a dynamic and customisable range of insurance services tailored to the needs of both amateur and professional sportspeople.
Our Sports Insurance Products
What is specialist Sports Insurance?
Specialist Sports Insurance is designed to give teams and individual sportspeople peace of mind when participating in their chosen sports and activities. Our policies provide important extra cover for sports injuries, designed to meet the cost of any private medical treatments that you undergo.
Whether you participate in team sports as a hobby or play professionally, a sports injury could escalate into more problems, prohibiting you from playing your favourite sport. You may even have to take time off work, resulting in loss of income. With Sports Health Insurance, you don’t have to worry about injuries, because you’ll be covered if you need urgent treatments or procedures.
Who is Sports Insurance designed for?
Specifically designed for amateur and professional sports players, clubs and teams, our sports insurance range has proved popular with football, rugby and other clubs in Great Britain. We insure over 300 different sports, everything from adventure sports such as paragliding and mountain biking to water sports including kayaking and windsurfing.
All of our Sports Health Insurance policies come with a wide range of benefits, which can include:
In-patient Health Benefits
- Accommodation, nursing care, surgeon and anaesthetist fees
- Theatre costs, intensive care costs, drugs, dressings and consumables
- Diagnostics including MRI, CT and PET scans
- Physiotherapy
- Oro-surgical operations and procedures
- Parent accompanying child
Out-patient Health Benefits
- Initial MRI, CT, PET scans
- Subsequent MRI, CT, PET scans
- Consultation and specialist fees, including associated diagnostics and out-patient surgical procedures
- Mental health counselling/therapy
Other Health Benefits
- NHS cash benefit
- Health and wellbeing services
- 24-hour GP advice line/GP video consultation appointments
- Lifestyle rewards
- Additional modules, options and upgrades to personalise your cover
Included, benefit limits apply. See the Cover Comparison table for details.
To find out more about the range of benefits included for HealthcareConnect and Sports Healthcare Trusts, contact us today on:
0800 980 4601 (08:45 - 17:15, Monday - Friday) or email: sales@generalandmedical.com
Over years' experience
Our comprehensive range of sports insurance policies is backed by General & Medical Healthcare's years of experience. The personal service we give is tuned to the specific needs of sports players, sports clubs and the sports industry.
The Sports Health Insurance policies offered by General & Medical aim to fund private medical treatment of acute conditions. The policies will cover the costs of eligible treatment within the UK, up to the limits of your chosen cover, by our recognised consultants, medical practitioners or therapists. The benefits can include cover for initial private consultations, in-patient, out-patient and day-patient investigations and treatment up to the limits of your chosen cover.
Our Sports Health Insurance policies provide cover for eligible treatment at any of the Participating Hospitals within the choice you make. These are 'First Choice', 'Freedom' and 'Premium'. The Participating Hospitals within any level may change from time to time.
We can provide cover for most types of sports, including those listed below, and many others as well:
Acrobatics Aerobics Airsoft American Football Angling Archery Athletics Badminton Ballet Ballooning Ballroom Dancing Baseball Basketball Biking BMX Racing BMX Freestyle Body Boarding Bowls Brazilian Jiu-Jitsu Bubble Football Canoeing Canyoning Circuit Training Clay Pigeon Shooting Cricket Croquet CrossFit Curling Cycling Dance Darts Dodge Ball Downhill Mountain Biking Duathlon Fat Biking Fell Walking/Running Fencing Fin Swimming Football Footgolf Futsal Gaelic Football Golf Gymnastics Handball Hang Gliding Hiking Hockey Horse Riding Ice Hockey Ice Skating Judo Jujutsu Karate Kayaking Kick Boxing Kite Boarding Lacrosse Triathlon Longboarding Mountain Biking Mountain Climbing Mountaineering Netball Orienteering Paintball Parachuting/Paragliding Pickleball Pilates Polo Pool Quad Biking Racquetball Rafting Rambling Roller Skating Rounders Rowing Rugby League Rugby Union Running Sailing Scuba Diving Speedskating Skateboarding Skiing Skydiving Snooker Snorkelling Snow Boarding/Blading Softball Squash Volleyball Weightlifting Windsurfing
You may join a General & Medical scheme as an individual from the age of 16 up to your 75th birthday.
You have a choice of payment method:
- Monthly by direct debit which is secure and an easy way to spread the cost over the year
- Annually by direct debit, debit/credit card, BACS or cheque
No. Unlike some other insurance companies General & Medical do not charge their clients extra, or any form of interest, to pay their premiums monthly. This is one more reason to choose General & Medical.
Yes, unlike most other health insurers in the UK, at General & Medical our health insurance can include cover for pre-existing conditions. We have a list of pre-defined conditions that you can include in your policy for an additional premium. Cover is subject to an annual limit of £1,000, and the annual limit will roll up £1,000 each year, to a maximum of £10,000 after ten years, providing there have been no claims made related to the pre-existing condition and cover has been continuously provided.
We review your premiums annually to reflect the overall cost of claims and medical inflation. Our schemes are priced using age bands, reflecting that people are more likely to claim as they get older. This means that you could see an age-related increase in your premium in addition to our general review. Your premium can be influenced by other factors such as the availability of new treatments, medical technologies and any claims made on your scheme.